1. Artificial Intelligence (AI) is a combination of computer science, machine learning technology and big data developed to find patterns, make predictions, and provide solutions to problems. 2. All industries, especially the financial technology sector that has large amounts of data (big data), have begun to transition to data-driven business processes utilizing AI and Machine Learning. This transition will certainly increase efficiency in implementing business processes and transaction speed in the financial sector. However, the use of AI will give rise to new risks that may have never been found before (unprecedented risk). 3. In order to mitigate risks and optimize AI in the Fintech industry, a code of conduct is needed that can be a guide for Fintech Organizers and related parties to ensure that the AI-based applications used have met the principles of beneficial, fair and accountable, transparent and explainable, and robustness and security. These basic principles are based on studies of several globally applicable guidelines, including the OECD AI Principles and the National Institute of Standards and Technology AI Risk Management Framework.