Jakarta, 21 May 2026 — As digital transactions continue to grow rapidly in Indonesia, strengthening the security and resilience of payment systems has become an increasingly urgent priority for the digital finance industry.

Bank Indonesia recorded 14.82 billion digital payment transactions in the first quarter of 2026, an increase of 37.69%compared to the same period last year. At the same time, cyber threats continue to evolve, with fraudsters increasingly using Artificial Intelligence (AI) to carry out more sophisticated and harder-to-detect attacks.

In response to this growing challenge, the Indonesian Fintech Association (AFTECH), together with PT Jalin Pembayaran Nusantara (Jalin) and supported by BPC, held a discussion forum titled “Protection in Action: Strengthening Fraud Resilience Across Ecosystem” in Jakarta. The forum brought together regulators, industry players, and strategic partners to discuss how Indonesia’s digital payment ecosystem can better protect itself against emerging fraud risks.

AFTECH Vice Chairman II, Budi Gandasoebrata, emphasized that the industry can no longer focus only on fast growth. It must also grow with resilience. Security, infrastructure readiness, and strong risk management are now essential foundations for building a healthy and sustainable digital payment system.

The Financial Services Authority (OJK) also highlighted that fraud resilience is no longer merely a technical issue. It has become a key pillar in maintaining public trust in the financial services sector. Consumer protection and fraud prevention require close collaboration across the digital finance ecosystem.

Jalin echoed this view by underlining the need for a collective response to today’s evolving threat landscape. Through shared services and infrastructure in fraud management, industry players can improve security standards, respond to incidents more quickly, and reduce systemic risks more effectively.

The forum also featured an Expert Lab session, where participants had the opportunity to experience how a Fraud Detection System works by integrating data across the payment ecosystem. This approach is expected to help build collective intelligence within the industry, enabling fraud risks to be detected, analyzed, and mitigated more proactively.

Through this initiative, AFTECH and Jalin reaffirmed that securing the digital payment ecosystem is a shared responsibility. With stronger collaboration, Indonesia’s fintech industry can continue to grow in a way that is safer, more inclusive, and trusted by the public.