Durianpay provides SaaS (software as a service) to merchants that serves end-to-end payment solutions and payment flows designed for customers’ best checkout experience. Our product named Durianpay can be utilized by merchants to: (1) Receive payment for online merchants; (2) Settle payment; (3) Fund disbursement for merchants; (4) Promo engine for merchants (i.e cashback and direct discount), and (5) Analyze customers’ behavior in each payment funnel